Payment Plan FAQs 

Virtual Online Cacao Ceremony with Jonas and Sena

 

    Q: Do you offer payment plans?

    A: Yes, we have amazing payment options provided through our partnership with Klarna! At checkout, select "Slice It. Pay Over Time with Klarna", then click Complete Order. Please scroll down in the FAQs below for the specific payment plan details for each course. 

    Q: How does the payment plan work for the Meet Cacao course?

    A: We recommend selecting our 0% interest financing option. Simply choose the  "No Interest If Paid in Full Within 6 months" option to complete registration.

    • You will need to make minimum payments of at least $25 per month, or you can elect payments of $65 per month ($50 per month for recorded option) to space it out evenly and avoid paying higher monthly amounts towards the end of the financing period.
    • Please make sure to complete the payment in FULL before the promotional time period completes, otherwise a 19.99% interest rate will apply for the ENTIRE time period since purchase. 
    • Your second option (not recommended) is to finance monthly payments over the duration of 12 months, with monthly payments of $35 per month (for LIVE) or $27 per month (for RECORDED). In total these payments amount to the equivalent of a 9.99% interest rate.

    The amount of interest and the payment plans are managed by Klarna, and they receive the amount of interest paid in return for the financing services provided. We do not receive any of the interest paid as profit.

    Q: How does the payment plan work for the Steward the Medicine course?

    A:  Wrecommend selecting our 0% interest financing option. Simply choose the "No Interest If Paid in Full Within 12 months" option to complete registration.

    • You will need to make minimum payments of $25/month, or you can elect payments of $71/month to space it out evenly and avoid paying higher monthly amounts towards the end of the financing period.
    • Make sure to complete the payment in FULL before the promotional time period completes, otherwise a 19.99% interest rate will apply for the ENTIRE time period since purchase.
    • You can also finance monthly payments over the duration of 12 months (not recommended), with monthly payments of $76 per month. In total these payments amount to the equivalent of a 9.99% interest rate.

    The amount of interest and the payment plans are managed by Klarna, and they receive the amount of interest paid in return for the financing services provided. We do not receive any of the interest paid as profit.

    Q: How did you arrive at the course price?

    A: The course price is the result of personal inquiry & heart-based evaluation of our values. We honor the energy we put in to organize, facilitate, and create the resources for this course. In looking at other online extended learning classes, we feel this offering is a really good value for those wanting to deepen their connections and offerings with cacao. We are distilling years of knowledge into these courses, and a fair monetary exchange for our energy input supports us in our personal well-being and our ability to run our company with sustainable ethical sourcing at the forefront of our values.

    One of our company’s primary reasons for existing is the positive social impact we can create through our products. As an independent small business with no outside investors, cash flow is a significant challenge, and the money coming from this course will directly enable us to buy more cacao from the farmers that we work with. Buying more cacao from them has a direct social impact on the farmers’ livelihoods and their communities. It also has a direct positive impact on the local ecosystems as the cacao we purchase is organic and sustainably farmed supporting thriving rainforest habitat. We will soon be releasing our Social Impact Report which offers full transparency into the industry leading prices we offer and the environmental benefit we offer. 

    Q: The course price is out of my budget, even with the payment plan. Do you offer scholarships?

    A: We offer two 50% scholarships for each course each round and we will prioritize the scholarship slots for those that are most impacted by economic injustice. If you would like to apply, we ask that you meaningfully discern your eligibility for this need-based grant. If you are clear that you are ready for this experience and in need of the 50% off scholarship rate, we invite you to send us an email explaining why you’re in need of this scholarship as well as what you’re hoping to learn and achieve as a result of this course: sena@fireflychocolate.com with subject line “Course Scholarship” a minimum of two weeks before the course starts. In the event you do not receive a scholarship, we encourage you to check out our free resources here.

    Q: I changed my mind! Can I cancel my registration after signing up?

    A: It’s important to us that you are fully committed and invested in the course, and we get that things change. If you cancel over 2 weeks before the course starts you’ll get your money back in full. If you cancel within two weeks of the course start date we will keep 25% in exchange for the administration efforts. Once the course starts there are no refunds.

    Q: I have other questions about your courses!

    A: Awesome, check out our Course FAQ page here.

    Preparation Recipe for Online Cacao Ceremony